Oxford Profit Administration is a division of Oxford Well being Plans. The objective of OBM is to offer one-stop looking for brokers, employers, and members of current Oxford well being plans. By OBM, individuals can choose and handle profit packages together with dental and imaginative and prescient plans, well being low cost plans, worker help applications, and life insurance coverage so as to add to current well being profit packages. For employers, this service is particularly useful because it cuts down on administrative labor hours for human useful resource departments and human useful resource workers. By the OBM portal, employers can choose specialty advantages from quite a few distributors underneath contract or in any other case related to Oxford or UnitedHealthGroup planos de saude.
Oxford Well being Plans, the dad or mum firm of Oxford Profit Administration, is owned by UnitedHealth Group, one of many largest suppliers of insurance coverage and healthcare protection in america. As such, by OBM, employers and insurance coverage brokers are ready so as to add on specialty protection choices out there from UnitedHealth Group distributors and corporations. A number of the protection choices embody:
1. Unimerica Office Advantages. Underwriters for Unimerica advantages have all been rated A to A+ by A.M. Greatest or Commonplace and Poor’s. These specialty Oxford well being plan providers embody life insurance coverage insurance policies for employers to supply workers, in addition to different providers.
2. Optum Well being. When an employer wants worker help applications, Optum Well being gives providers, referrals, and academic sources each on-line and off. Whether or not workers want sources and assist for points relative to their kids, caring for aged dad and mom, or coping with a continual well being situation, OBM members can entry the providers supplied by way of Oxford Well being Plans’ affiliation with Optum Well being.
three. UnitedHealthCare Imaginative and prescient and Dental plans. Individuals in Oxford Well being Plans’ OBM program present employers and brokers with entry to UnitedHealthCare Imaginative and prescient and UnitedHealthCare Dental plans. These plans present workers and individuals with 100% protection of preventative dental care in addition to different dental advantages. Likewise, imaginative and prescient care is roofed by UnitedHealthCare distributors resembling Sam’s Membership, Sterling Optical, and different nationwide imaginative and prescient care suppliers.
four. UnitedHealth Allies. Reductions on LASIK procedures, weight management, gyms, beauty dentistry, and plenty of different providers not coated underneath conventional medical health insurance plans are supplied to OBM members by UnitedHealth Allies. This specialty low cost program additionally options the power to acquire reductions on over-the-counter medicines, nutritional vitamins, and different pharmaceutical provides from the UnitedHealth Allies Market on-line.
These extra applications, specialty protection plans, and low cost applications are meant to reinforce the providers supplied by Oxford Well being Plans, in addition to present straightforward administration of advantages to additional cut back prices to employers and brokers.